Earn predictable 10-14% yields, backed by real estate.

Sudora Capital allows investors to lend money for real estate projects. Get paid monthly. Your money is always backed by the underlying real estate.

What is asset-backed lending?

Get paid on the same day every month.
No delays, no uncertainty.

Our Investor-First Approach

✔ No waiting for borrower payments

✔ No chasing down late checks

✔ No surprises—just reliable returns

Let’s be honest, we know that your predictable cash flow is the lifeblood of our business.

That’s why unlike traditional lenders who tie investor payouts to borrower payments, we guarantee that our investors get paid on the same day every month—no delays, no uncertainty.

How we do it?

We’ve developed a lending structure that absorbs borrower delays and market fluctuations, allowing us to keep investor payouts steady.

We believe investors deserve certainty and stability. Our model isn’t built around “hope” or “when the borrower pays.” It’s designed around your financial goals and a commitment to honoring our obligations—always.

Recent Investments

Investment Criteria

$25K

Minimum Capital Commitment

3 - 36 mo

Average Investment Duration

10 - 14%

Annual Return on Investment

3 - 12 Months

Minimum interest due to investor upon loan payoff

*Meaning if borrower exits after 60 days but owes 90 days min interest, they will owe the balance of 30 days when the principal is paid off

Investor FAQ's

How is private money different from traditional loans?

Private money lending differs from traditional bank loans in three key ways:

Flexibility: Private money lenders do not follow rigid bank underwriting guidelines, allowing for more negotiable terms and faster approvals.
Approval: Unlike banks, private money lenders prioritize collateral over credit history, making financing more accessible even for those with foreclosures or negative credit events.
Speed: Private money loans close much faster than bank loans—often in just a few days compared to the weeks or months required for traditional mortgage approvals.

What types of loans does Sudora Capital offer?

We provide asset-backed private loans across a variety of investment strategies, including:

Fix-and-Flip Loans – Short-term financing for purchasing and renovating distressed properties.
Buy-and-Hold Investment Loans – Funding for rental property acquisitions.
Bridge Loans – Short-term capital for acquisitions, cash flow needs, or business expansion.
Cash-Out Refinancing – Unlocking equity from owned properties for reinvestment.
New Construction Loans – Financing for ground-up development projects.

What types of real estate will Sudora Capital secure my investment with?

Sudora Capital lends on various real estate assets, including:

Single-family homes
Multi-unit properties
Duplexes and split residences
Condominiums
Commercial properties
New construction projects

Private lending from a customer perspective?

A young professional couple, Marilyn and John, stumble upon a foreclosed condominium home for sale that they feel would be a good fix-and-flip project.

The property was last purchased for $195,000, but the bank is willing to sell for $115,000.

The couple believes that a $35,000 investment will allow the property to sell for $195,000 after repairs.

A private money lender agreed with their After-Rehab-Value (ARV) estimate and is willing to lend them 70% ($136,500) of the project.

John and Marilyn use the loan proceeds to purchase the home and pay for half of the the rehab. The couple contributes the other of the rehab ($19,500) to complete the project. They allow the lender to put a lien on the property.

If the property goes on the market and sells for $195,000 or more, they will clear a profit of $39,000, which is a 200% return on their $19,500 contribution.

Private lending from an investor's perspective?

A borrower leveraged equity from an investment property in Sun Lakes, AZ to acquire another project.

Loan Amount (Funds from Investor): $450,000
Property Value: $600,000 (Loan-to-Value: 75%)
Interest Rate Paid to Investor: 10.5% ($3,937.50/month)
Minimum ROI: $15,750 (90 days of interest due even if borrower exits early)
Full Term ROI (12 months): $47,250

How is my investment secured?

Sudora Capital ensures investor protection through multiple safeguards:

First-Position Lienholder: Investors are the first lienholder on the deed of trust or mortgage, allowing foreclosure rights in case of default.
Personal Guarantee: Borrowers provide a personal guarantee, giving investors the right to recoup losses beyond the secured property.
Escrow & Title Protection – Every loan is closed through a title agency, ensuring funds are securely handled and recorded, with title insurance verifying first-position status.

What are the typical investment terms?

Capital Commitment: $25,000 – $10,000,000
Return on Investment (ROI): 10% – 14% (paid monthly)
Average Return: 10.75%
Investment Duration: 3 – 36 months
Minimum Interest Guarantee: 3-6 months (even if the borrower repays early)

How frequently will I get paid?

Monthly

What makes Sudora Capital different?

Consistent Payment Structure – Investors receive regular, on-time payments without delays.
Higher Margin of Safety – Our loan-to-value (LTV) ratio is capped at 85%, ensuring a strong equity cushion.
Personalized Lending Approach – We offer flexible lending terms and custom financing solutions tailored to investors’ needs.
Secure, Transparent Process – All loans are closed through escrow with title protection, ensuring investor security.

Interested in becoming an investor (lender) to get 10-14% yield paid monthly?

Fill out the Investor Intake Form.

Got questions before investing? Text or call

Investor Intake Form

First name

Last name

Phone number

Have you invested in Trust Deed loans before?

Yes No

Are you actively invested in Real Estate? Own rentals / fix and flips / etc?

Yes No

Desired amount to invest

Desired investment period

6 - 12 months 12 - 18 months 18+ months

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Earn predictable 10-14% yields, backed by real estate.